so you’ve decided to get that harley you’ve always wanted, now it’s time to go about insuring your cruiser.  if your driving record is bad, expect rates to be extremely high.  remember that a motorcycle is easy to total and has a far higher tendency of killing it’s occupants than a car.  motorcycles safety features generally consist of a good set of brakes, high performance tires, a helmet, and a leather jacket.  your car on the other hand crumple zones, airbags, anti-lock brakes, and some luxury vehicles even have active accident avoidance systems.   As you might have guessed, the cars win in the safety department. 

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