People are looking for ways to solve the problem of rising credit card debt.  The problems are numerous, and multiply on top of one another.  A person loses their job, and cannot find a quick job to replace their monthly income. They start using their credit cards to help them pay their onthly bills.  At first, they pay on time, so they are able to open another line of credit.  As months go by, they are late a couple times on their payments.  By the time they find another job, they are already in deep debt, and their interest rates are much higher as a result of their late payments!  I highly recommend looking into finding the right Debt Cures for such people, before it is too late.